Save Money on Chevy City Express Insurance in Minneapolis

Truthfully, the best way to get budget auto insurance rates in Minneapolis is to start comparing rates regularly from companies in Minnesota.

One important bit of advice is to try to compare the same deductibles and limits on each price quote and and to get rate quotes from as many different companies as possible. Doing this enables the most accurate price comparison and the best price selection.

Insurance for Chevy City ExpressIt’s shocking but the majority of drivers have purchased from the same company for four years or more, and nearly 40% of drivers have never taken the time to shop around. With the average premium in Minnesota being $2,242, drivers could save as much as 50% a year, but most undervalue how much savings they would realize if they replace their high priced policy.

Our objective in writing this article is to tell you how to compare rates easily and how you can save the most money. If you are already insured, you stand a good chance to be able to reduce the price you pay using the ideas you’re about to read. Drivers only need to know the proper way to compare prices from many different companies.

Companies offering low-cost Chevy City Express price quotes in Minneapolis, MN

The companies in the list below have been selected to offer free rate quotes in Minneapolis, MN. To locate cheaper car insurance in Minneapolis, we suggest you compare several of them in order to find the most affordable rates.

Chevy City Express insurance rates and statistics

The rate information shown next covers a range of insurance premium costs for Chevy City Express models. Learning as much as possible about how policy rates are calculated helps drivers make smart choices when purchasing an auto insurance policy.

Chevrolet City Express Insurance Rates in Minneapolis, MN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
City Express Cargo 2500 2WD $184 $350 $358 $22 $108 $1,022 $85
City Express Cargo 1500 2WD $184 $426 $358 $22 $108 $1,098 $92
City Express Cargo 3500 2WD $210 $426 $358 $22 $108 $1,124 $94
City Express 2500 LT 2WD $210 $426 $358 $22 $108 $1,124 $94
City Express 2500 2WD $210 $426 $358 $22 $108 $1,124 $94
City Express 2500 LS 2WD $210 $426 $358 $22 $108 $1,124 $94
City Express 3500 2WD $210 $426 $358 $22 $108 $1,124 $94
City Express Cargo 1500 AWD $210 $426 $358 $22 $108 $1,124 $94
City Express 1500 LS 2WD $210 $426 $358 $22 $108 $1,124 $94
City Express 1500 LS AWD $210 $502 $358 $22 $108 $1,200 $100
City Express 1500 AWD $210 $502 $358 $22 $108 $1,200 $100
City Express 1500 LT 2WD $210 $502 $358 $22 $108 $1,200 $100
City Express Cargo 1500 Turbo Diesel 2WD $210 $502 $358 $22 $108 $1,200 $100
City Express Cargo 2500 Turbo Diesel 2WD $238 $502 $358 $22 $108 $1,228 $102
City Express 3500 LT 2WD $238 $502 $358 $22 $108 $1,228 $102
City Express 3500 LS 2WD $238 $502 $358 $22 $108 $1,228 $102
City Express 3500 2WD $238 $502 $358 $22 $108 $1,228 $102
City Express 1500 LT AWD $238 $502 $358 $22 $108 $1,228 $102
City Express Cargo 3500 Turbo Diesel 2WD $238 $502 $358 $22 $108 $1,228 $102
City Express Cargo 1500 Turbo Diesel AWD $238 $502 $358 $22 $108 $1,228 $102
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Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Minnesota minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Price information does not factor in specific location which can impact premiums substantially.

The example below illustrates how your choice of deductibles and can raise or lower Chevy City Express premium costs for different age categories. The information is based on a single female driver, comprehensive and collision coverage, and no discounts are factored in.

Poor driving habits will raise your insurance rates

The chart below illustrates how violations and fender-benders increase Chevy City Express car insurance costs for different age groups. The prices are based on a single female driver, comprehensive and collision coverage, $100 deductibles, and no policy discounts are applied.

Cost difference between full coverage and liability

The example below illustrates the comparison of Chevy City Express car insurance rates when comparing full coverage to liability only. The data assumes a clean driving record, no claims, $100 deductibles, drivers are single, and no discounts are applied to the premium.

Should you buy full coverage or liability only?

There is no set rule for eliminating comp and collision coverage, but there is a guideline you can use. If the annual cost of coverage is about 10% or more of the replacement cost minus the deductible, then you might want to think about dropping full coverage.

For example, let’s assume your Chevy City Express claim settlement value is $3,000 and you have $1,000 deductibles. If your vehicle is severely damaged, the most your company will settle for is $2,000 after paying your policy deductible. If premiums are more than $200 annually to have full coverage, then it may be the right time to buy liability only.

There are a few situations where only buying liability is not a good idea. If you have an outstanding loan on your vehicle, you have to keep full coverage in order to keep the loan. Also, if you don’t have enough money to buy a different vehicle in case of an accident, you should not opt for liability only.

Verify you’re applying every discount

Some companies do not advertise every discount available very well, so below is a list some of the more common and also the lesser-known credits available to bring down your rates.Discount auto insurance

Discounts save money, but please remember that some credits don’t apply to the entire cost. Most only reduce the price of certain insurance coverages like liability and collision coverage. Even though it may seem like you could get a free auto insurance policy, it doesn’t quite work that way.

The information below illustrates the difference between Chevy City Express premium costs with and without discounts applied to the premium. Data assumes a male driver, no claims or driving violations, Minnesota state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, homeowner, safe-driver, marriage, multi-policy, and multi-car discounts applied.

For a list of insurers with the best discounts in Minneapolis, click this link.

Insurance Price Influencing Factors

An important part of buying insurance is that you know the different types of things that help determine the level of your policy premiums. If you have a feel for what controls the rates you pay, this empowers consumers to make smart changes that can help you get lower premium levels.

When to have guidance from a local insurance agent

Many people just want to talk to an insurance agent and that is just fine! Good insurance agents are trained risk managers and help submit paperwork. The biggest benefit of getting online price quotes is that you can find the best rates and still buy from a local agent. And providing support for local agents is important especially in Minneapolis.

Insurance agents in MinneapolisTo make it easy to find an agent, after completing this simple form, the quote information is emailed to participating agents in Minneapolis that can give you free Minneapolis car insurance quotes and help you find cheaper coverage. You won’t need to contact any insurance agencies since price quotes are sent straight to your inbox. In the event you want to compare prices for a specific company, you would need to jump over to their website and submit a quote form there.

Shown below are agents in Minneapolis willing to provide price quotes for Chevy City Express insurance in Minneapolis.

Bernie Glover Insurance Agency
2520 Lowry Ave NMinneapolis, MN 55411(612) 522-6531View Map

Dedicated Insurance
2736 Lyndale Ave SMinneapolis, MN 55408(612) 872-4004View Map

2800 Freeway BlvdMinneapolis, MN 55430(763) 549-2200View Map

1516 W Lake St Suite 203Minneapolis, MN 55408(612) 822-1287View Map

View more Minneapolis agents

Choosing a provider shouldn’t rely on just the bottom line cost. Before buying a policy in Minneapolis, get answers to these questions.

Once you have received positive feedback to any questions you may have and cheaper City Express insurance quotes, you may have just found a company that can be relied on to adequately provide insurance.

How much can you save?

Affordable Chevy City Express insurance in Minneapolis is available from both online companies and from local insurance agents, and you should compare price quotes from both to get a complete price analysis. There are still a few companies who may not provide online price quotes and these small insurance companies work with local independent agents.

When getting Minneapolis car insurance quotes online, it’s very important that you do not buy less coverage just to save a little money. There have been many situations where an insured dropped liability limits or collision coverage only to discover later that they should have had better coverage. The aim is to purchase a proper amount of coverage for the lowest cost.

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