Find Cheaper Nissan Pathfinder Insurance in Minneapolis

Discount Nissan Pathfinder insuranceInconceivable but true, a large majority of car insurance policyholders renewed their policy with the same company for well over three years, and nearly 40% of drivers have never compared car insurance rates at all. The average driver in Minnesota could save $1,039 every year by just comparing quotes, but they won’t spend time to compare rates and save money.

It takes a little time, but the best way to get the cheapest Nissan Pathfinder insurance in Minneapolis is to compare quotes annually from companies who sell insurance in Minnesota.

The key thing to remember is to use the same amount of coverage on each quote and and to get rates from all possible companies. Doing this enables a fair price comparison and plenty of rates choose from.

If you are already insured, you should be able to shop for the lowest rates using the concepts covered in this article. Choosing the most cost-effective car insurance policy in Minneapolis is not that difficult. Nevertheless, Minnesota drivers need to learn how big insurance companies sell insurance online and apply this information to your search.

Most of the larger companies such as State Farm and Allstate allow consumers to get coverage price quotes direct online. Comparing Nissan Pathfinder insurance rates online is fairly straightforward as you simply enter your personal and coverage information as requested by the quote form. When the form is submitted, their quoting system sends out for your driving record and credit report and provides a quote based on the data you entered. Being able to quote online for Nissan Pathfinder insurance in Minneapolis streamlines rate comparisons, and it is important to do this in order to get the most affordable possible premiums on auto insurance.

If you want to find out how much you can save on auto insurance, compare rate quotes from the providers shown below. If you have a policy now, it’s recommended you complete the form with deductibles and limits identical to your current policy. This way, you will have a price comparison for similar coverage.

The providers in the list below offer free rate quotes in Minnesota. If you want the best cheap auto insurance in Minneapolis, we suggest you visit as many as you can in order to get a fair rate comparison.

Three reasons auto insurance is important

Even though it’s not necessarily cheap to insure a Nissan in Minneapolis, auto insurance may be required for several reasons.

The benefits of insuring your car are definitely more than the cost, especially for larger claims. Today the average American driver is overpaying over $750 every year so you should quote rates each time the policy renews to save money.

Coverage analysis

The table displayed below highlights different rate quotes for Nissan Pathfinder models. Having knowledge of how policy premiums are established can help customers make decisions when choosing a new policy provider.


Nissan Pathfinder Insurance Rates in Minneapolis, MN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $192 $336 $428 $26 $128 $1,110 $93
Pathfinder S 4WD $222 $336 $428 $26 $128 $1,140 $95
Pathfinder SE 2WD $222 $336 $428 $26 $128 $1,140 $95
Pathfinder SE 4WD $222 $336 $428 $26 $128 $1,140 $95
Pathfinder LE 2WD $250 $410 $428 $26 $128 $1,242 $104
Pathfinder LE 4WD $250 $410 $428 $26 $128 $1,242 $104
Get Your Own Custom Quote Go

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Minnesota minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Price information does not factor in vehicle location which can influence insurance rates significantly.

Physical damage deductibles

When comparing car insurance rates, the most common question is at what level do you set your deductibles. The comparisons below highlight the difference in cost when you select higher and lower coverage deductibles. The first set of prices uses a $100 physical damage coverage deductible and the second rate chart uses a $1,000 deductible.


Nissan Pathfinder insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $238 $406 $318 $18 $94 $1,099 $92
Pathfinder S 4WD $272 $406 $318 $18 $94 $1,133 $94
Pathfinder SE 2WD $272 $406 $318 $18 $94 $1,133 $94
Pathfinder SE 4WD $272 $406 $318 $18 $94 $1,133 $94
Pathfinder LE 2WD $308 $492 $318 $18 $94 $1,255 $105
Pathfinder LE 4WD $308 $492 $318 $18 $94 $1,255 $105
Get Your Own Custom Quote Go

Nissan Pathfinder insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pathfinder S 2WD $132 $214 $318 $18 $94 $776 $65
Pathfinder S 4WD $152 $214 $318 $18 $94 $796 $66
Pathfinder SE 2WD $152 $214 $318 $18 $94 $796 $66
Pathfinder SE 4WD $152 $214 $318 $18 $94 $796 $66
Pathfinder LE 2WD $170 $260 $318 $18 $94 $860 $72
Pathfinder LE 4WD $170 $260 $318 $18 $94 $860 $72
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Minnesota minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Table data does not factor in specific location information which can modify insurance rates considerably.

Based on the above data, using a $100 deductible will cost in the ballpark of $29 more each month or $348 annually than selecting the higher $1,000 deductible. Due to the fact that you would have to pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you tend to average at a minimum 31 months between claims, you would probably save some money if you choose the higher deductible.

Insurance rate increases from tickets or accidents

The chart below illustrates how violations and at-fault accidents can influence Nissan Pathfinder annual premium costs for each different age category. The premium estimates are based on a married female driver, comprehensive and collision coverage, $250 deductibles, and no discounts are factored in.

These discounts can lower your insurance quotes

Insurance is not an enjoyable expense, but you can get discounts that can help lower your rates. Certain discounts will be triggered automatically at the time of purchase, but some may not be applied and must be asked about in order for you to get them.Cheaper insurance with discounts

We need to note that most of the big mark downs will not be given to the entire cost. Most only cut the price of certain insurance coverages like physical damage coverage or medical payments. Just because you may think it’s possible to get free car insurance, that’s just not realistic.

The chart below shows the difference between Nissan Pathfinder insurance costs with and without discounts applied to the policy rates. The rates are based on a male driver, a clean driving record, no claims, Minnesota state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, safe-driver, homeowner, multi-car, multi-policy, and claim-free discounts applied.

To see a list of companies who offer discounts in Minneapolis, follow this link.

Special considerations

When choosing a policy, there really isn’t a “perfect” insurance plan. Everyone’s needs are different.Safe vehicles cost less to insure

Here are some questions about coverages that might point out if your situation may require specific advice.

If you’re not sure about those questions but you think they might apply to your situation then you might want to talk to an insurance agent. To find lower rates from a local agent, complete this form.