Find Cheaper Chevy Impala Insurance in Minneapolis

How long has it been since you compared quotes for low-cost Chevy Impala insurance in Minneapolis? Did you make the mistake of buying an under-performing, overpriced insurance policy? Believe me when I say there are many people just like you.

Discount Chevy Impala insuranceSad but true, the vast majority of consumers have remained with the same insurance company for a minimum of four years, and practically 40% of insurance customers have never quoted insurance rates at all. With the average insurance premium being $2,242, Minnesota drivers can cut their rates by roughly $1,039 a year by just comparing quotes, but they just don’t understand how much they could save if they swap their current policy for a cheaper one. You have multiple insurers to purchase coverage from, and although it’s a good thing to have a choice, more options can take longer to compare rates and cut insurance costs.

Consumers need to do price comparisons before your policy renews because prices are rarely the same from one policy term to another. If you had the best deal on Chevy Impala insurance in Minneapolis at your last renewal the chances are good that you can find a lower rate quote today. There are lots of tips to save on Impala insurance on the internet, but in this article, you’re going to get the best ways to slash your insurance rates in Minneapolis.

The goal of this article is to instruct you on the most effective ways to compare rates and some tricks to saving. If you are insured now, you will surely be able to reduce the price you pay using the following tips. Consumers just have to use the quickest way to compare price quotes online.

Getting a cheaper price on insurance can be relatively painless. Just spend a few minutes comparing price quotes to discover which company has inexpensive Minneapolis car insurance quotes.

Comparing free rate quotes online is easy and it, replaces the need to drive around to all the different Minneapolis insurance agencies. Comparing Chevy Impala insurance rate quotes online eliminates the middleman unless your situation requires the professional advice of a local agency. You can, however, compare online quotes but still have the advice of a local agent.

The companies shown below offer quotes in Minneapolis, MN. To get cheap auto insurance in Minneapolis, we recommend you compare several of them to get the best price comparison.

Chevy Impala coverage statistics

The price information below covers a range of policy rates for Chevy Impala models. Having a better understanding of how insurance policy rates are established can help guide drivers when making decisions on the best policy coverages.


Chevrolet Impala Insurance Rates in Minneapolis, MN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $272 $492 $416 $24 $124 $1,328 $111
Impala LS $272 $492 $416 $24 $124 $1,328 $111
Impala LT $312 $492 $416 $24 $124 $1,368 $114
Impala LT $312 $492 $416 $24 $124 $1,368 $114
Impala LTZ $312 $580 $416 $24 $124 $1,456 $121
Impala LTZ $312 $580 $416 $24 $124 $1,456 $121
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Minnesota minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Table data does not factor in specific Minneapolis garaging location which can lower or raise auto insurance rates considerably.

Deductible comparison

When shopping for auto insurance, a common question is how high should your deductibles be. The tables below can help you understand the premium difference of buying low and high insurance deductibles. The first price estimate table uses a $100 physical damage coverage deductible and the second pricing table uses a $1,000 deductible.


Chevrolet Impala insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $238 $492 $318 $18 $94 $1,185 $99
Impala LS $238 $492 $318 $18 $94 $1,185 $99
Impala LT $272 $492 $318 $18 $94 $1,219 $102
Impala LT $272 $492 $318 $18 $94 $1,219 $102
Impala LTZ $272 $580 $318 $18 $94 $1,307 $109
Impala LTZ $272 $580 $318 $18 $94 $1,307 $109
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Chevrolet Impala insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $132 $260 $318 $18 $94 $822 $69
Impala LS $132 $260 $318 $18 $94 $822 $69
Impala LT $152 $260 $318 $18 $94 $842 $70
Impala LT $152 $260 $318 $18 $94 $842 $70
Impala LTZ $152 $306 $318 $18 $94 $888 $74
Impala LTZ $152 $306 $318 $18 $94 $888 $74
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Minnesota minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, homeowner, and multi-policy. Rates do not factor in garaging location in Minneapolis which can raise or lower prices greatly.

We can derive from the above data that using a $100 deductible will cost you approximately $32 more each month or $384 every year than selecting the higher $1,000 deductible. Since you would have to pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you usually have at least 28 months between claim filings, you would save more money by selecting a higher deductible.

The information below highlights how deductible selection and can increase or decrease Chevy Impala premium costs for each different age category. The rate quotes are based on a single female driver, comprehensive and collision coverage, and no discounts are applied.

Difference between liability only and full coverage rates

The example below illustrates the comparison of Chevy Impala car insurance costs with full coverage and liability only. Data assumes no accidents, no driving violations, $1,000 deductibles, drivers are single, and no additional discounts are factored in.

Are you wasting money on full coverage?

There isn’t a written rule for phasing out comprehensive and collision coverage on your policy, but there is a guideline you can use. If the yearly cost of full coverage is more than 10% of the replacement cost minus the deductible, then you might consider buying liability only.

For example, let’s assume your Chevy Impala book value is $4,000 and you have $1,000 full coverage deductibles. If your vehicle is destroyed, the most your company would pay you is $3,000 after the policy deductible has been paid. If premium cost is more than $300 a year for full coverage, the it may be a good time to stop paying for full coverage.

There are some conditions where dropping physical damage coverage is not recommended. If you haven’t paid off your loan, you have to carry full coverage to satisfy the loan requirements. Also, if your finances do not allow you to purchase a different vehicle if your current one is totaled, you should maintain full coverage.

Tailor your insurance coverage to you

Always remember that when buying adequate coverage, there really is not a one size fits all plan. Your financial needs are unique and your insurance should be unique as well.Safe vehicles cost less to insure
For example, these questions may help highlight whether or not you could use an agent’s help.

If you can’t answer these questions but one or more may apply to you, then you may want to think about talking to an insurance agent. If you don’t have a local agent, take a second and complete this form or go to this page to view a list of companies. It is quick, free and can help protect your family.

Compare prices but buy from a neighborhood Minneapolis auto insurance agent

Many people just prefer to get professional advice from a licensed agent and that is OK! Professional agents are trained to spot inefficiencies and give you someone to call. One of the benefits of comparing rate quotes online is that you can find cheap auto insurance rates but also keep your business local. Buying from and supporting neighborhood insurance agencies is definitely important in Minneapolis.

Find insurance agent in MinneapolisTo make it easy to find an agent, after completing this short form, your insurance coverage information is transmitted to local insurance agents in Minneapolis that provide free Minneapolis car insurance quotes to get your business. You won’t need to do any legwork since rate quotes are delivered to you directly. If for some reason you want to compare prices for a specific company, feel free to navigate to their website and submit a quote form there.

Below is a short list of insurance companies in Minneapolis that may be able to provide price quotes for Chevy Impala insurance in Minneapolis.

Bernie Glover Insurance Agency
2520 Lowry Ave NMinneapolis, MN 55411(612) 522-6531View Map


2104 Stevens Ave #309Minneapolis, MN 55404(612) 979-2330View Map


127 W Grant St, # CMinneapolis, MN 55403(612) 871-6830View Map


3300 Fernbrook Ln N #170Minneapolis, MN 55447(800) 701-5909View Map

More Minneapolis agents

Finding the right insurance company requires you to look at more than just a low price. These questions are important to ask: