Comparison shopping for cheap Suzuki Forenza insurance in Minneapolis can be kind of frustrating for drivers not familiar with comparing prices online. Drivers have so many choices that it can easily become a real challenge to compare coverage rates on Suzuki Forenza insurance.
Remarkably, a study showed that the vast majority of drivers kept their policy with the same company for over three years, and roughly 40% of drivers have never compared rates with other companies. Minneapolis drivers could save an average of about 50% each year, but most just don’t grasp how much savings they would realize if they changed companies.
It is always a good idea to compare prices on a regular basis because car insurance prices fluctuate regularly. If you had the best rate on Suzuki Forenza insurance in Minneapolis last year there is a good chance you can find better premium rates now. Ignore everything you know about car insurance because you’re going to learn the proper way to properly buy coverages and cut your premium.
We hope to familiarize you with how insurance works and some tips to save money. If you currently have car insurance, you will definitely be able to cut your premiums using this strategy. Nevertheless, Minnesota drivers must understand how big insurance companies market on the web because rates are impacted by many factors.
All the larger car insurance companies make it easy to get insurance quotes on their websites. Getting online rates for Suzuki Forenza insurance in Minneapolis is fairly simple as you simply type in your coverage information on the page. After you submit the form their quoting system collects reports for credit and driving violations and returns pricing information based on many factors.
This simplifies rate comparisons, and it’s absolutely necessary to perform this step if you want to find the lowest car insurance rates.
To find out how much you’re overpaying now, consider comparing rates from the companies shown below. If you have your current policy handy, we recommend you replicate the coverage information as close as possible to your current policy. This makes sure you will have a price comparison using the same coverage and limits.
The companies shown below have been selected to offer price quotes in Minneapolis, MN. To find cheap car insurance in Minnesota, we recommend you click on several of them to get a more complete price comparison.
When do I need an agent’s advice?
When quoting and comparing adequate coverage, there is no one size fits all plan. Coverage needs to be tailored to your specific needs.
Here are some questions about coverages that may help highlight if your insurance needs might need professional guidance.
- When can I cancel my policy?
- Should I waive the damage coverage when renting a car?
- What are the liability requirements in my state?
- Does insurance cover tools stolen from my truck?
- How do I buy GAP insurance?
- Does low annual mileage earn a discount?
- What does UM/UIM cover?
- Am I covered when driving on a suspended license?
If you don’t know the answers to these questions but you think they might apply to your situation, you may need to chat with an insurance agent. To find an agent in your area, simply complete this short form.
Neighborhood insurance agents
A lot of people just prefer to get professional advice from a licensed agent and that is just fine! A good thing about comparing auto insurance online is that you can find cheap rate quotes and still have an agent to talk to. And buying from local agents is still important in Minneapolis.
To make it easy to find an agent, after completing this form (opens in new window), your coverage information is immediately sent to local insurance agents in Minneapolis who will gladly provide quotes to get your business. There is no reason to contact any insurance agencies since price quotes are sent to your email. You can most likely find cheaper rates and a licensed agent to talk to. If for some reason you want to get a price quote from a specific auto insurance provider, feel free to visit that company’s website and fill out the quote form the provide.
If you prefer to buy auto insurance from an insurance agent, you must know there are a couple different agency structures to choose from. Agents in Minneapolis can either be independent agents or exclusive agents.
Independent Agencies or Brokers
Agents of this type do not write with just one company so they can quote policies with many different companies and get you the best rates possible. If they quote lower rates, your agent can just switch to a different company and you won’t have to switch agencies. When shopping rates, we highly recommend that you include price quotes from a few independent agents in order to compare the most rates. A lot of them also have access to additional companies that you may not be familiar with that can offer cheaper rates than bigger companies.
Below are independent agents in Minneapolis that may be able to provide cheap rate quotes.
- Germain Insurance Agency
315 W 46th St – Minneapolis, MN 55419 – (612) 822-7983 – View Map
- Oakwood Insurance Inc
5188 Central Ave NE – Minneapolis, MN 55421 – (763) 862-4800 – View Map
- Minneapolis Insurance Specialists Team
333 N Washington Ave – Minneapolis, MN 55401 – (612) 460-7796 – View Map
Exclusive Auto Insurance Agencies
These type of agents can only provide one company’s prices and some examples include Farmers Insurance, State Farm, or Allstate. They usually cannot provide rate quotes from other companies so you might not find the best rates. They are very knowledgeable on their company’s products which aids in selling service over price. Some people will only buy from exclusive agents mainly due to the prominence of the brand and the convenience of having a single billing for all their coverages.
Shown below is a list of exclusive insurance agencies in Minneapolis who can help you get comparison quotes.
- Kim Nybo – State Farm Insurance Agent
2724 University Ave SE – Minneapolis, MN 55414 – (612) 767-7775 – View Map
- American Family Insurance – Dawn Bartell
4649 Bloomington Ave – Minneapolis, MN 55407 – (612) 333-5554 – View Map
- State Farm Insurance: Karl Herman
3017 W 56th St – Minneapolis, MN 55410 – (612) 455-8844 – View Map
Picking an insurance agency shouldn’t rely on just the premium amount. The answers to these questions are important, too.
- Will one accident increase rates?
- Is assistance available after office hours?
- Has the agent ever had any license suspensions?
- Is there any savings for paying the full premium?
- How long has their agency been open in Minneapolis?