Cheap Lincoln MKZ Insurance in Minneapolis

Insurance for Lincoln MKZThe preferred way to save money on Lincoln MKZ insurance is to do an annual price comparison from insurance carriers in Minneapolis. Rates can be compared by completing these steps.

A good tip to remember is that you’ll want to make sure you compare the same level of coverage on every price quote and and to look at as many companies as you can. Doing this provides an apples-to-apples comparison and a complete price analysis.

Unbelievably, a large majority of consumers renewed their policy with the same company for over three years, and about 40% of consumers have never shopped around. Minneapolis insurance shoppers could save themselves approximately $1,039 a year, but most tend to underestimate the benefits if they swap their current policy for a cheaper one.

The companies in the list below offer price quotes in Minnesota. If you wish to find cheap auto insurance in Minnesota, we recommend you compare several of them to get a more complete price comparison.

Three good reasons to insure your vehicle

Despite the potentially high cost of Lincoln MKZ insurance, insuring your vehicle may not be optional for several reasons.

The benefits of carrying adequate insurance more than offset the price you pay, particularly when you have a large claim. Unknowingly, the average driver overpays more than $865 each year so you should quote your policy with other companies at every renewal to ensure rates are inline.

Insurance data for a Lincoln MKZ

The rate table below highlights detailed analysis of coverage costs for Lincoln MKZ models. Being more informed about how insurance quotes are established is important for you to make decisions on the best policy coverages.

Lincoln MKZ Insurance Rates in Minneapolis, MN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
MKZ 4-Dr Sedan $168 $406 $434 $26 $130 $1,164 $97
MKZ AWD 4-Dr Sedan $168 $406 $434 $26 $130 $1,164 $97
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Data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Minnesota minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Information does not factor in specific location which can revise prices greatly.

The example below demonstrates how deductibles and can affect Lincoln MKZ insurance costs for different insured age categories. The rates are based on a married female driver, full coverage, and no additional discounts are factored in.

Impact of careless driving on Minneapolis insurance rates

The example below highlights how traffic violations and at-fault fender-benders influence Lincoln MKZ car insurance costs for different age groups. The prices are based on a single male driver, comp and collision included, $250 deductibles, and no discounts are applied.

Lincoln MKZ insurance rates by gender

The illustration below shows the difference between Lincoln MKZ insurance rates for male and female drivers. The rate quotes are based on no tickets, no at-fault accidents, comp and collision included, $1,000 deductibles, single marital status, and no discounts are taken into consideration.

Slash your car insurance rates with these six discounts

Companies offering auto insurance don’t always advertise every possible discount in an easy-to-find place, so we took the time to find some of the more common as well as some of the hidden credits that may apply to you.Cheaper car insurance with discounts

Drivers should understand that some of the credits will not apply to your bottom line cost. A few only apply to individual premiums such as comp or med pay. Despite the fact that it seems like you could get a free car insurance policy, companies wouldn’t make money that way.

The diagram below illustrates the difference between Lincoln MKZ car insurance costs with and without some available policy discounts. The premiums are based on a female driver, no tickets, no at-fault accidents, Minnesota state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, homeowner, safe-driver, multi-policy, marriage, and multi-car discounts applied.

To locate companies who offer online Lincoln MKZ insurance quotes in Minneapolis, follow this link.

Which is the best auto insurance?

When choosing the best auto insurance coverage, there really is no cookie cutter policy. Every situation is different and your policy should reflect that.Drive safe and save
Here are some questions about coverages that may help you determine whether you could use an agent’s help.

If you can’t answer these questions but you know they apply to you, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, complete this form or you can go here for a list of companies in your area. It is quick, free and you can get the answers you need.

Minneapolis car insurance companies

Buying coverage from the right car insurance provider can be difficult considering how many companies there are in Minnesota. The rank data in the lists below could help you analyze which auto insurers to look at purchasing from.

Top 10 Minneapolis Car Insurance Companies Ranked by Customer Satisfaction

  1. USAA – 92%
  2. American Family – 88%
  3. State Farm – 88%
  4. Nationwide – 88%
  5. 21st Century – 88%
  6. AAA Insurance – 87%
  7. Liberty Mutual – 87%
  8. Farmers Insurance – 87%
  9. The Hartford – 87%
  10. Progressive – 87%

Top 10 Minneapolis Car Insurance Companies Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. State Farm
  5. Liberty Mutual
  6. Allstate
  7. Safeco Insurance
  8. 21st Century
  9. Travelers
  10. Titan Insurance